KYC/AML Integration (Civic & Sumsub)

Liquid integrates with leading KYC providers like Civic (and Sumsub) to handle user verification. During onboarding, the user is prompted (via the bot or web) to submit identity documents and any required proof of asset ownership. The KYC service performs ID verification, liveness checks, and AML screening. Liquid’s system uses the results to approve or reject users and also to enforce jurisdictional rules – for example, restricting certain offerings to accredited investors or excluding residents of regions where token sales may be prohibited. This integration is real-time and dynamic: compliance rules adjust based on user location and status. The platform’s AI-driven KYC/AML checks are designed to achieve extremely high precision (~98%), minimizing false approvals. All KYC data is securely stored and handled in compliance